In 2017, Oregon introduced the first automated savings program, also known as an “auto-IRA”—a program designed to allow workers whose employers do not offer retirement benefits to automatically set aside money in retirement accounts. By the end of 2025, 14 states had active auto-IRA programs, and more than 1 million workers had saved upward of $2.5 billion. Three other states had passed enabling legislation and were in the process of implementing programs.

This page displays a map showing each state’s progress in creating a savings program, as well as additional resources that discuss the benefits these programs could provide. This map will be regularly updated. See the list below for additional resources and related content.

The Pew Charitable Trusts’ retirement savings project provides data, analysis, and technical assistance to help states design automated savings programs to fit the needs of employers, workers, and taxpayers.

State Specific Resources

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

https://myctsavings.com/

View "Additional Resources" at the bottom of this list for nationally-focused articles.

Delaware

https://earnsdelaware.com/

View "Additional Resources" at the bottom of this list for nationally-focused articles.

Florida

Georgia

Hawaii

Idaho

View "Additional Resources" at the bottom of this list for nationally-focused articles.

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

https://meritsaves.org/

View "Additional Resources" at the bottom of this list for nationally-focused articles.

Maryland

https://www.marylandsaves.org/

View "Additional Resources" at the bottom of this list for nationally-focused articles.

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

https://www.nevadatreasurer.gov/NEST/

View "Additional Resources" at the bottom of this list for nationally-focused articles.

New Hampshire

New Jersey

https://www.nj.gov/treasury/securechoiceprogram/

View "Additional Resources" at the bottom of this list for nationally-focused articles.

New Mexico

View "Additional Resources" at the bottom of this list for nationally-focused articles.

New York

https://newyorksecurechoice.com/

View "Additional Resources" at the bottom of this list for nationally-focused articles.

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

https://www.vtsaves.vermont.gov/

View "Additional Resources" at the bottom of this list for nationally-focused articles.

Virginia

Washington

Washington DC

View "Additional Resources" at the bottom of this list for nationally-focused articles.

West Virginia

Wisconsin

Wyoming

Additional Resources

Media Contact

Zach Bernstein

Senior Associate, Communications

202.552.2217